Category archives for: Finance

The Black Enterprise Elevator Speech: Talk Your Way Into $10,000

The Black Enterprise Elevator Speech: Talk Your Way Into $10,000

This article isn’t a debate about whether you should use other’s money to build your business–there are pros and cons related to how much you want to focus on improving your products and services rather than improving investor relationships. However, assuming you’re comfortable with raising some much needed capital and want some tips on making [...]

A Fresh Way to Budget Your Fixed and Flexible Expenses at the Same Time

A Fresh Way to Budget Your Fixed and Flexible Expenses at the Same Time

If constantly checking your account for due dates is draining your energy for managing finances, check out this idea on budgeting from Sierra Black at the Get Rich Slowly Blog. Sierra’s formula is pretty simple. She sat down with her husband to determine a monthly dollar amount for their fixed expenses, such as car payments, [...]

eGuide from SCORE and Experian Focuses on Boosting Business Credit

eGuide from SCORE and Experian Focuses on Boosting Business Credit

SCORE and Experian are joining forces to offer “how to” resources to assist entrepreneurs with their business credit profile and help improve their credit score. The new eGuide, “Growing and Maintaining a Healthy Business Credit Score,” is now available for download under the “Financing Your Business” section at www.score.org. The eGuide is designed to educate [...]

PayPal, Credit Cards, and Debit Cards: Best Practices for Online Payments by NYT

PayPal, Credit Cards, and Debit Cards: Best Practices for Online Payments by NYT

The New York Times posted an article about making payments online, and contrasting the merits of credit cards, debit cards, and online services such as PayPal. None of these options are entirely full proof from hackers, malware and phishing sites. Credit cards still garner a top recommendation because of the laws protecting against fraudulent charges: [...]

ExpertFlyer.com Announces Market Affiliate Program

ExpertFlyer.com Announces Market Affiliate Program

ExpertFlyer.com, has announced a new Market Affiliate Program for businesses, entrepreneurs, websites, and media outlets interested in generating additional income through revenue sharing. The site offers select flight and travel information that was traditionally available only through travel agents and select airlines. “ExpertFlyer’s new Market Affiliate Program is a great way for organizations in the [...]

Do African American Entrepreneurs Face Added Challenges in Business?

Do African American Entrepreneurs Face Added Challenges in Business?

The Chicago Tribune recently posted a story on challenges specific to African American entrepreneurs in the Chicago area. Business ownership continues to be of increasing interest, but the Tribune article cites experts who claim African Americans face certain obstacles to success. In the Chicago area, the number of African-American businesses grew by 67 percent from [...]

Career vs Marriage: New Research for Black Women

Career vs Marriage: New Research for Black Women

Conventional wisdom, movies, and personal experience in our society lead many to believe that our educated, career-minded Black women will eventually face a decision: Get Mine or Get a Man? According to new research, the decision to ‘settle’ may hold more myth than fact. Economists Betsey Stevenson and Adam Isen, prepared the briefing paper for [...]

Black Author Willie Jolley: New Book Out January 26th

Black Author Willie Jolley: New Book Out January 26th

Let’s be honest. For many of us, 2009 turned out to be quite the punishing year. Yet despite the nation’s economic woes, our own personal hardships, and massive corporate layoffs–we are still standing. Whether your past year spelled success, trial, or downright survival–the Hustletown Chronicles is here to help provide every possible extra lift to [...]

Online Tools for Next Level Financial Planning

Online Tools for Next Level Financial Planning

For many entrepreneurs, discovering fresh ways to hustle is no problem. However when it comes to tracking how hard-earned funds are spent, finding proven financial solutions is often a completely different challenge. A new generation of online tools is available to serve your business and personal goals. Leading the charge is Mint.com, a free site [...]

HUD Temporarily Suspends Ninety Day ‘No Flip Rule’ for One Year

HUD Temporarily Suspends Ninety Day ‘No Flip Rule’ for One Year

On February 1, the US Department of Housing and Urban Development (HUD) will temporarily lift a rule that does not allow FHA financing to occur on home sales within a ninety day period. The news followed HUD Secretary Shaun Donovan’s announcement of $2 billion in Neighborhood Stabilization Program grants to local communities and nonprofit housing [...]

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